This study investigates the patterns and potential motivations behind misspellings of plaintiffnames in debt collection lawsuits across two different datasets: Hamilton County, Ohio,
and Connecticut. By employing four fuzzy matching techniques- the Levenshtein Distance,
Damerau-Levenshtein Distance, Jaro-Winkler Similarity, and Euclidean Keyboard Distance,
this study aims to quantify the discrepancies between the raw and standardized plaintiff
names in both datasets. The analysis reveals that a significant proportion of name variations
require very minimal edits, with median distances of 0 for all metrics, suggesting that many of
the names are already correctly formatted. However, the presence of outliers and higher mean
distances, particularly in the Euclidean Keyboard Distance, strongly indicates that some
misspellings may be deliberate, rather than accidental. Both the Kernel Density Estimation
(KDE) and Empirical Cumulative Distribution Function (ECDF) analysis further highlight
the distribution of these discrepancies, with time analysis revealing various fluctuations in
misspelling rates over time. Notably, spikes in misspelling rates during specific periods, such
as the 2008 financial crisis, may suggest a potential strategic behavior by plaintiffs to obscure
their identities or to try to manipulate the legal processes. These findings underscore the
importance of standardized data cleaning and the overall need for further qualitative research
to distinguish between types of errors and deliberate misspellings across debt collection
lawsuits.